Disclaimer WWW.DEBORAHBROSNAN.COM (the “Site”), is controlled by DEBORAH BROSNAN LLC. IMPORTANT NOTE: By using this website and/or purchasing any of our Programs/Products/Services, you are voluntarily agreeing to this Disclaimer and you are legally agreeing that you have read, understand, and fully consent to the terms below BEFORE using our website, or using, or purchasing any of our Programs/Products/Services. If you have any questions about the terms of this Disclaimer, please contact us at [email protected] Your continued use of this Site is for information and educational purposes only.. The views, recommendations, strategies, and opinions offered on this Site are general in nature and should not be interpreted to be tailored to your unique situation. ----------------------------------------------------------------------------------------------------------------------------- Privacy Policy At Deborah Brosnan & Associates LLC, we are committed to respecting your privacy choices and being transparent about what information we collect from you and how we use that information. We do not share, sell, license, trade, or read your personal information to others except in the ways explained in this privacy policy. The purpose of this privacy policy is to help you understand: · Why we collect personally identifiable information; · What personally identifiable information we collect; · How we use that information, including how the information is stored and whether we share the information with third parties; and · Your choices regarding our collection, use and distribution of your information Your consent to this privacy policy By using this website you consent to the terms of this Privacy Policy. What information does Deborah Brosnan & Associates LLC collect? We collect two types of information personally identifiable information and anonymous information. Generally speaking, you can visit this website without identifying who you are or revealing any information about yourself. Personally identifiable information is information that specifically identifies a particular user such as name, email address or phone number. Anonymous information is information that cannot be connected to the identity of a specific individual. For example, a site may record the number of visits to a particular page that occur in a given period of time, but that does not necessarily provide the names or other identifying information of each visitor. When you place an order for our services, or subscribe to our announcements, we collect certain information to process your request for information and/or products/services. What are cookies and how are they used? Cookies are small data files, typically made up of a string of text, that assign you a unique identifier. This information enables our website to receive information from your computer to provide a more tailored and user-friendly experience for you. For example, if you login to our site we may be able to personalize your experience by recognizing your name when you return to the site, save your login and your password, or enable a shopping cart. Our newsletters may use cookies to measure the effectiveness of our marketing efforts (for example, tracking the clicks on the links in our emails and newsletters) or we may use cookies to determine the number of times website visitors have accessed a particular area or page on the website. Most web browsers have a function that allows you to delete existing cookies on your device or you can set your browser option so that your device does not receive or except cookies. How does Deborah Brosnan & Associates LLC use the information we collect? Non-personally identifiable information: We may use non-personally identifiable information, like data about the most visited site pages or the duration of certain site page visits that are not tied to a specific site user, to maintain, improve, and protect our site and our product and service offerings. Personally identifiable information: When you sign up for our newsletter that we may create, we use the name and email address that you provided to subscribe to our newsletter and/or our email list. We will send you periodic newsletters and/or emails. We store the name and email address that you provided in an SSL encrypted database. When you purchase a digital product or our services we use the personal information you provide to process the transaction and deliver your digital product and/or service, and to provide you customer service as necessary. We store this information in an SSL encrypted database. Social Media Widgets Our website may include several social media features, including Facebook, Twitter, Pinterest, Google+, YouTube, Instagram, LinkedIn, etc. buttons. These Features may collect your IP address, the pages you are visiting on our site, and may set a cookie to enable the feature to function properly. These features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features and widgets are governed by the privacy policy of the company providing the features. Is my personally identifiable information secure? The security of your personally identifiable information is extremely important to the Deborah Brosnan & Associates LLC. Be sure to keep in mind the no method of transmission over the Internet or method of electronic or physical server storage is 100% secure. While we value the privacy and security of your personal information, we cannot guarantee against or prevent potential security breaches, nor can we assure you that the personally identifiable information that you provide us will never be disclosed in a manner inconsistent with this privacy policy. If you have any reason to believe that the security of your information has been compromised, please email us immediately at [email protected]. Does the Deborah Brosnan & Associates share my personal information with third parties? Except in situations described in the next paragraph, we will not sell or give any personally identifiable information to any third parties. We may however be required by law enforcement or judicial authority to provide personally identifiable information to the appropriate governmental authorities. If requested by law-enforcement or judicial authorities, we will provide this information on receipt of the appropriate documentation. We may also release information to law-enforcement agencies or other third parties if we feel it is necessary to protect the safety and welfare of our personnel or to enforce our Terms of Use. Does this website comply with the Children’s Online Privacy Protection Act? Yes. We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 18 years of age. Our website, products and services are all directed to people who are at least 18 years old or older. Opt-out If it anytime you do not wish to receive newsletters, offers or emails from us, you must tell us in order for the communications to stop. You may do this by either clicking the unsubscribe link located at the bottom of our emails or you may contact us directly by sending an email to [email protected]. How will I be notified of changes to this privacy policy? We may change our privacy policy from time to time. If we make a material change to this policy, we will post the changes on this privacy policy webpage and may also inform you of the changes by other means such as our newsletter or in a direct email containing the update. What if I have questions about this Privacy Policy or Terms of Use? If you have any questions about this Privacy Policy or Terms of Use, Please direct your questions to Deborah Brosnan & Associates LLC using the information below: [email protected] ----------------------------------------------------------------------------------------------------------------------------- TERMS OF USE Your access to and use of Deborah Brosnan & Associates website, accessible at www.deborahbrosnan.com, is governed by this Terms of Use agreement. By accessing and continuing to use this website you accept and agree to be bound by the Terms of Use (which may change from time to time). If you do not agree to these Terms of Use, you should not access or use this website. Overview The terms “we,” “us,” and “our” refer to Deborah Brosnan & Associates. The terms “website, “ or “site” refers to www.deborahbrosnan.com. The terms “user,” “you,” and “your,” refers to website visitors, customers, clients and any other users of the website. The services provided by Deborah Brosnan & Associates and other website resources are referred to as the “Service.” To access and use this website you must be 18 years old or older and have the power and authority to enter into this Terms of Use Agreement. Children under the age of 18 are prohibited from using the site. Your use of the Site Your use of the Site is intended for personal, non-commercial use only. By accessing or using the Site, you agree to comply with all applicable local laws. Except in instances where we have given you specific, express permission, you may not use, reproduce, distribute publicly, display publicly, perform, publish, transmit or create derivative works from, or otherwise unlawfully use any content on the Site. You may not use any features of this Site that permit communications or postings, to post, transmit, display, or otherwise communicate any of the following: · Any defamatory, threatening, obscene, harassing, or otherwise unlawful information; · Any advertisement, solicitation, spam, chain letter, or other similar type of information; · Any encouragement of illegal activity; · Unauthorized use or disclosure of private, personally identifiable information of others; or · Any materials subject to trademark, copyright, or other laws protecting any materials or data of others in the absence of a valid license or other right to do so. Site Content and Disclaimer Deborah Brosnan & Associates LLC makes no representations or warranties that the information provided on this website, regardless of its source, (“content”), is accurate, complete, reliable, current, or error-free. Deborah Brosnan & Associates LLC disclaims all liability for any inaccuracy, error or incompleteness in the content. This website is an educational and informational resource. The recommendations presented on this Site are expressions of our opinion only. There are no guarantees made by us about the information and recommendations. By continuing to use this website you acknowledge that we have not made any guarantee or any particular result. Therefore, following any information or recommendations provided on this website should be relied upon at your own risk. Intellectual Property Deborah Brosnan & Associates LLC owns the content on the Site, including, but not limited to written content, products, services, text, photographs, illustrations, images, designs, graphics, files, information, instructions, principles, downloadable publications, downloadable products, sounds, music, sales copy, advertising copy, website layout, website design, any and all derivative works or enhancements of the content, the compilation, assembly and arrangement of the copyrightable material on this site, and all intellectual property rights to the Content, including derivative works enhancements compilations assembly and arrangements, unless otherwise expressly stated on the site. By accessing or using the Site and/or Content you do not acquire any right title or interest in the Site or the Content. Nothing in this Terms of Use shall be construed as granting you a license or right to use the Deborah Brosnan & Associates LLC’s trademarks, service marks, logos, slogans or taglines displayed on the Site. Third Party Links This website may contain links to third-party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability of, accuracy, content or policies of any third-party websites or resources. If there are links to other websites and resources that does not imply that we are in any way endorsing or affiliated with those third parties. You acknowledge and accept sole responsibility for and assume all risk arising from your use of any other websites or resources. Disclaimer of Warranty YOU UNDERSTAND AND AGREE THAT THE SITE, IT'S CONTENT, AND THE INFORMATION, MATERIALS AND PRODUCTS ARE PROVIDED ON AN "AS IS" BASIS AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF TITLE, NONINFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR PARTICULAR PURPOSE, ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS, OR TIMELINESS OF THE CONTENT PROVIDED ON THE WEBSITE. YOU AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THEY MAY RESULT FROM ACCESSING, USING OR DOWNLOADING ANY MATERIAL OR PRODUCT FROM THIS WEBSITE. WE DO NOT GUARANTEE THE SECURITY OF ANY INFORMATION TRANSMITTED TO OR FROM THE SITE OR THAT YOUR USE OR ACCESS TO THE WEBSITE OR IT'S CONTENT WILL BE ERROR-FREE OR VIRUS FREE. THESE DISCLAIMERS OF WARRANTY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. IN SOME JURISDICTIONS, THESE LIMITATIONS OF WARRANTIES ARE NOT PERMITTED AND MAY NOT APPLY TO YOU. Liability Limitations You agree that we shall not be liable for any damage, loss, or expense of any kind arising out of or resulting from your possession or use of the materials, content, or information on this Site, regardless of whether such liability is based in tort, contract, or otherwise. In no event, including, without limitation, a negligent act, shall we, or any of our providers be liable to you for any direct, indirect, special, incidental, consequential, or punitive damages (including, without limitation, loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business), arising out of or in any way related to the materials, content, or information on this Site or any other products, services, or information offered, sold, or displayed on this Site, your use of, or inability to use, this Site generally, or otherwise in connection with these Terms of Use, regardless of whether we, or any of our providers have been advised of the possibility of such damages. Because some states do not allow the limitation of liability for consequential or incidental damages, the above limitation may not apply to you. Indemnification You agree at all times to indemnify, defend, and hold harmless Deborah Brosnan & Associates LLC, and any affiliates, agents, employees, successors, assignees, associates, officers, directors, shareholders, and employees from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related in any way to your use of the Site, or breach of any obligation, warranty or representation set forth in these Terms of Use. Controlling Law & Jurisdiction This AGREEMENT is governed by and shall be construed in accordance with the laws of the State of Virginia, and in the event of any dispute arising in relation to this Agreement or any dispute arising in relation to the Site whether in contract or tort or otherwise the State of Virginia courts will have exclusive jurisdiction over the dispute, unless mandatory applicable laws require otherwise. Entire Agreement This Terms of Use Agreement constitutes the entire agreement between the Deborah Brosnan & Associates LLC and you with respect to this website, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Deborah Brosnan & Associates LLC with respect to this website. A printed version of this Terms of Use Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based on or relating to this Terms of Use Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. ELECTRONIC COMMUNICATIONS AND ELECTRONIC SIGNATURES You agree to be bound by any affirmation, assent, or agreement you transmit through this website, including but not limited to any consent you give to receive communications from the Deborah Brosnan & Associates LLC solely through electronic transmission. You agree that when in the future you click on an “I agree,” “I consent,” or other similarly worded “button” or entry field with your mouse, keystroke, or other computer device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature. Use of or copying from this site is subject to our Terms of Use. Please read our Privacy Policy above.